Series 3
5% Fixed Monthly Income Bond
01
Low Risk & Hassle Free
Enjoy a low-risk, expertly managed monthly fixed income investment derived from a Dublin city centre rental portfolio.
03
Fixed rate of income assured
Minimum total income of 25% assured over the investment period. Equivalent to 5% p.a. for 5 years outperforming prime rental yields in Dublin city.
02
Secondary source of income for 60 months
Fixed five-year term with a consistent monthly income stream
every month for 60 months.
04
Suitable for Pre & Post Retirement
For qualified professional and institutional investors only. Not for use by retail investors. Minimum investment of €100,000. Ideal for cash investments, self-directed pensions and corporate investors.
Introduction
At RentFlow, we convert monthly rental income from our property portfolios into low-risk, secured fixed-income investments. Investors participate through a Fixed Monthly Income Bond, receiving rental income every month in the form of fixed income.
The Properties
• 5 x tastefully renovated multi-family home properties
• 27 residential apartments, 1 x parking space, 1 x storage unit
• Low risk Multi-Family Home (PRS) asset class
The Tenants
• Low supply & high demand for quality rental properties
• Huge catchment area for professional tenants
• Close to big employers: Hospitals, Silicon Docks & IFSC
The Location
• Properties are in Dublin 7 and Dublin 9
• Within walking distance to Mater Public and Private Hospitals
• Close to amenities including shops, cafes and restaurants
How it works
RentFlow Series 3 offers an investment structure where capital is secured against a property portfolio, and returns are generated through rental income distributed every month in the form of interest to bondholders.
Key Points
The portfolio has an independent value of €8,200,000. It generates €44,000 per month in rental income, totalling €528,000 annually.
RentFlow acts as the manager and distributor of the capital and income. It secures the investors' capital against the property portfolio and ensures the monthly rental income is properly distributed to the investors.
Investors provide capital totalling and in return, hold a Fixed Income Bond valued at €7,800,000. They receive a portion of the rental income as their return on investment.
Income Model
• The total rental income generated by the property portfolio is €528,000 annually.
• From this amount, investors receive €390,000 per year, which is distributed as €32,500 monthly.
• This distribution to investors represents 74% of the total rental income and 5% p.a. of the combined value of the Fixed Income Bond subscriptions (€7,800,000).
Frequently Asked Questions
RentFlow offers these excellent returns without the expense or hassle of directly owning a property, with RentFlow 5 for 5 allowing you to receive a minimum 5% per annum each year for 5 years. Interest is paid directly into your bank account every month from the date of issue. The interest rate will remain the same for the duration of the secured loan notes period.
Fixed Monthly Returns
Capital Secured.
Income Assured.
RentFlow 5 for 5 Series 2 Dublin NCR Portfolio pension investors.
MONTHLY
INCOME
5% P.A. PLUS GROWTH
DOWNSIDE
PROTECTION
NO FEEAS
OR EXPENSES
Investment
Explore our range of investment services tailored to meet your financial goals. From portfolio management to retirement planning, we offer expert advice and guidance to help you grow your wealth.
Advisory
Our team of financial advisors are dedicated to providing personalized solutions for your investment needs. Whether you are a seasoned investor or just starting out, we are here to help you make informed decisions.
Risk Management
At RentFlow, we understand the importance of risk management in investment. Our strategies aim to minimize risks while maximizing returns, ensuring a secure financial future for our clients.
Customer Support
Our commitment to customer support sets us apart. We are available to address any queries or concerns you may have regarding your investments. Your satisfaction is our top priority.
SERIES 2, DUBLIN NCR PORTFOLIO
RentFlow - The Monthl
Rental Income Company
Capital Secured. Income Assured
What makes the perfect rental income investment?
“Properties in good condition, Locations with guaranteed rental demand, No mortgage payments & Low running costs = generating a positive monthly cash flow”
Invest in Irish owned rented apartment buildings in Dublin City Centre
As the population continues to grow and as demand for investment in rented residential developments rises in the face of a shortage of available housing stock, the private rental sector continues to be one of the most resilient in the Irish market.
Guaranteed rental demand
The demand for rental accommodation in Dublin is very high. Years of housing undersupply, coupled with an exodus of small landlords from the market, has led to a chronic shortage of supply of rental properties. Due to this shortage, there is a guaranteed rental demand for well located and correctly priced rental apartment buildings in the city centre.
Rented Apartment Buildings
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Also known as Multi-Family Homes
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Typically Georgian-style buildings
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Prime city centre locations
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Tenants: Professional singles and couples
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Mainly Studios and 1 bedroom units
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Each unit is rented fully furnished with its own modern kitchen and en suite
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Fully compliant with planning, building, and fire regulations
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All buildings exceed the RTB guide to the minimum standards for rented properties as set out in Housing (Standards For Rented Houses) Regulations 2019
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Important part of the “15-minute city’ urban design strategy for Dublin
Series 2 Fact Sheet – February 2023
Colm Morgan
Chief Financial Officer FCCA
Basic Information
SERIES NAME:
RentFlow 5 for 5 Series 2 – Dublin NCR Portfolio
MINIMUM INVESTMENT:
€100,000
INVESTMENT TERM:
60 monthly payments Full capital repaid on maturity
ISSUER:
Residential Property Secured Finance DAC (trading as RentFlow)
ASSETS:
26 Rented apartments & 1 retail unit (Dublin city centre)
ASSET OWNER:
Capital City Investment Partners No.2 Limited (CCIP2
INVESTOR PAYMENT FREQUENCY:
Monthly
MINIMUM RETURNS:
5% p.a.
5% p.a assured + annual growth
Over 27% ROI expected over the term
Aim of the investment
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Minimum 5% p.a – Investors are assured a minimum 5% NET rental yield payable monthly for the term of the investment
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Plus income growth – Additionally, investors returns will be increased each year in line with the annual rental inflation achieved in the ‘Series 2’ portfolio
Benefits of RentFlow
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Investors are paid monthly
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Suitable for cash, pension and corporates
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No bank finance so 100% of investor funds are secured with first legal charge held by independent security trustee
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Fully managed, low risk passive income investment – All Rent, No Hassle!
RENTFLOW 5 for 5 Series 2 – Expected cumulative earnings
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Series 2 is on target to generate €2,5mil in rental income over the next 5 years and because there is no bank mortgage, this means rent will be paid directly to the Series 2 investors on monthly basis.
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Starting with a minimum 5% net rental yield + Income Growth – net yields will grow in line with rental inflation of the Series 2 portfolio. – Forecast to achieve over 27% over 5 years.
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No entry or exit fees - 60 monthly payments and full investment capital repaid on maturity
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Starting with a minimum 5% Net yield payable monthly to investors
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All 26 units plus 1 retail unit have been fully let.
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Rent collected in Dec’ 22 is €40,080, or €480,960 on an annualised basis.
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Average rental income €1,484/month or €742/month for dual occupancy – very sustainable.
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Potential for rental development – Average rent in north city in Dublin is €2,189/month.
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Huge shortage of rental properties
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Positive cashflow since inception in the portfolio for the previous six months.
5 Year rental development plan
Table below assumes minimum rental price
development of 2% compounded per annum.
“ Our investment model is based on rental income, which is a very reliable source of income. We are converting rental income from our portfolio into ‘monthly recurring passive income for investors’ without any of the complications of ownership or ongoing management ”
5 Years of cumulative earnings
Based on €100,000 investment. Investors will receive their payments every month. Suited to pension, private and corporate investors.
INVESTOR PAYMENT FREQUENCY:
Monthly
MINIMUM RETURNS:
5% p.a.
INCOME GROWTH POTENTIAL:
Potential for rental income development, investors returns will be increased each year in line with the annual rental inflation achieved in the ‘Series 2’ portfolio.
FORECAST:
27.1% returns over the term of the
investment based on a 2% rental price increase per annum.
PROPERTY ADDRESSES:
1 Hollybank Road, Dublin 9
384 North Circular Rd, Dublin 7
456 North Circular Rd, Dublin 1
CURRENT RENTAL INCOME:
€480,960 per annum
UNITS:
16 studios
7 x 1 beds
2 x 2 beds
1 x 3 bed
1 x retail
PORTFOLIO DETAILS:
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An attractive portfolio of Dublin city centre apartments for long term rental
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All units come fully furnished with their own kitchen and en suite
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Portfolio consists mainly of studios and 1-bedroom apartments with a small number of 2- & 3-bedroom units
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Average rent per unit - €1,484 per month
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Average number of tenants per unit - 1.7, with an average rent per tenant - €765 per month
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Occupancy rate in previous 12 months – 99.5%
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All tenants are RTB registered.
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Tenants are professionally by PSRA regulated property managers
BUILDING REGULATIONS:
All buildings are fully compliant with
planning, building and fire regulations following all the capex works undertaken in 2022.
All our properties meet and often
exceed the RTB guide to the minimum standards for rented properties as set out in Housing (Standards For Rented Houses) Regulations 2019.
SERIES 2, DUBLIN NCR PORTFOLIO
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SERIES 2, DUBLIN NCR PORTFOLIO
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SERIES 2, DUBLIN NCR PORTFOLIO
Information Pack
RentFlow 5 for 5 - Series 2
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5 year secured (asset backed) loan note.
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Earn A minimum 5% fixed p.a. paid monthly.
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Secured by first charge over tenanted apartment buildings in Dublin.
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Low risk alternative to direct property investment.
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Invest from €100,000* - €500,000.
Asset Analysis, Structure, Keys Figures & Securities
